Last updated: April 2025
1. Services
Ultimate Claims LLC provides insurance supplement preparation and appraisal support services to licensed roofing and restoration contractors. Our services include reviewing carrier estimates, identifying underpaid or missing line items, preparing supplement documentation, submitting supplements to carriers on your behalf, and supporting the appraisal process when applicable.
2. Compensation — Contingency Basis
Our services are provided on a contingency basis. We charge a percentage of the additional funds recovered through our supplement efforts only. There are no upfront fees, retainers, or monthly costs. If we do not recover additional funds beyond the original carrier estimate, you owe us nothing. Specific fee percentages are agreed upon in writing prior to the start of any engagement.
3. No Guarantee of Results
Ultimate Claims LLC makes no guarantee of specific outcomes, recovery amounts, or supplement approval. Results vary significantly by claim, carrier, damage type, documentation quality, and other factors outside our control. Historical results referenced on our website — including the 50–150% range — reflect past experience and are not a promise or guarantee of future performance.
4. Client Responsibilities
Clients agree to provide accurate, complete, and truthful information regarding all claims submitted for supplement preparation. Clients are responsible for ensuring all documentation provided to Ultimate Claims LLC is accurate. Ultimate Claims LLC is not responsible for outcomes resulting from inaccurate or incomplete information provided by the client.
5. Not Legal or Public Adjuster Services
Ultimate Claims LLC is a supplement preparation and appraisal support company. We are not attorneys and do not provide legal advice. We are not licensed public adjusters and do not represent policyholders in a public adjuster capacity. Nothing on this website or in our communications constitutes legal advice or public adjuster representation.
6. Limitation of Liability
Ultimate Claims LLC's liability to any client shall not exceed the total fees paid by that client in the three months preceding any claim. We are not liable for indirect, incidental, consequential, or punitive damages of any kind.
7. Termination
Either party may terminate the service relationship at any time with written notice. Fees owed for work completed prior to termination remain due and payable.
8. Governing Law
These Terms of Service are governed by the laws of the State of Illinois. Any disputes shall be resolved in the courts of Cook County, Illinois.
9. Results Disclaimer
Statistics presented on our website including the 5,000+ claims processed, 96% supplement approval rate, 92% appraisal success rate, and 50–150% average claim increase are based on historical results and do not constitute a guarantee of future performance. Every claim is unique and results vary.
10. Not Legal Advice
Nothing on this website or in our communications constitutes legal advice. If you require legal advice, consult a licensed attorney. Ultimate Claims LLC operates as a supplement preparation service and is not a law firm.
11. Changes to Terms
We reserve the right to update these terms at any time. Continued use of our services constitutes acceptance of updated terms.
12. Contact
Questions about these Terms? Contact us at info@ultimateclaimsllc.com.